Lady on phone registering for stawika
  • How do I repay my loan?

    1. Go to the Safaricom SIM toolkit and select M-Pesa.
    2. Select Lipa na M-Pesa.
    3. Select Paybill.
    4. Enter the Stawika business number(830685).
    5. For Account no:Enter your mobile no. (e.g 0722xxxxxx).Note: The one you used to borrow.
    6. Enter the amount you wish to pay.
    7. Enter your M-Pesa pin.
    8. Confirm the details.

  • Do you charge any registration fees?

    No. Stawika is and has always been FREE! We do not ask for any fees. Just Install, Register & Apply for a Loan.

  • How is loan limit determined?

    The loan limit is determined using several factors that include your phone’s data & CRB information.

  • How do I increase my loan limit?

    1. Don not delete your mobile payment SMS messages
    2. Repay your loan on time. The earlier, the better.
    3. Keep the stawika mobile application installed in your phone always.
    4. Have a have a good credit history with other creditors.

  • What is PIN number during registration?

    This is any secret number that you will be using to open Stawika once you are registered. Set something you can easily remember but other people cannot. Please note that this not your phone’s personal PIN number or your KRA PIN number.

  • How do I apply for a loan?

    Install Stawika on Google Play Store, register. After a loan limit is assigned you shall be able to apply for a loan. All this takes less than 5 minutes.

  • Who is eligible for a loan?

    Anyone above the age of 18 with an android phone, an M-Pesa account and a good credit rating with the CRB.

  • What is the interest rate?

    1% per Day